Wednesday, February 20, 2008

Please Donate Today

We need your help, in order to help others to save their homes from foreclosure. We need you to please make a $250 donation today. We encourage you to please send more, but if you cannot, won't you please send something $25, $45, $75 every dollar we collect can help someone else to keep their home.

Refuge International, Inc., is a 501C3 and all donations are TAX-DEDUCTIABLE.

Refuge International, Inc. has been helping people in foreclosure, since 1999. In the years since our founding, we have helped many people of all race, creed, color, and economic background suffering in light of financial crisis including; foreclosure and homelessness.

To continue in our mission we need your help. You may send your donation secured, via Paypal, or you may mail us a check. All payments must be paid payable to:

Refuge International, Inc.
P.O. Box 31
Union Lake, MI 48387

Once your donation posts, you will receive your receipt for your Tax Deduction with the next 10 days.


If you know someone who is currently in foreclosure, please have them contact us immediately at refugeinc@aol.com.

Thank you in advance.

Tuesday, February 12, 2008

President Bush Offers Project Life Line to Save Homes

Robinson conveyed Bank of America's support for Project Lifeline, which will target severely delinquent borrowers to encourage them to respond to their mortgage servicer and pursue loan modification options. Project Lifeline continues HOPE NOW's original focus and expands its outreach to severely delinquent mortgage and home equity borrowers.

"The foreclosure crisis is having a serious economic and social impact on communities across the United States," Robinson said. "Bank of America strongly supports this private enterprise initiative to build upon the efforts of HOPE NOW's previous success in preventing foreclosures. We want homeowners facing foreclosure to take the urgently required first step and reach out to their servicer, or housing counselor, and get started on a recovery plan. Project Lifeline represents a broad, national approach to looking at each homeowner's situation individually - making sure that we stop the clock on foreclosure long enough to complete the loan modification process in those cases where it's possible to do so."

In addition to Bank of America, Project Lifeline is supported directly by Citigroup, Countrywide, JP Morgan Chase, Washington Mutual and Wells Fargo. All six servicers are part of the HOPE NOW Alliance, which includes 25 servicers across the nation.

The HOPE NOW alliance urges people who may be having difficulty paying their mortgage to call their servicer or the Homeowner's HOPE Hotline, 1.888.995.HOPE. The HOPE Hotline is provided by the Homeownership Preservation Foundation.

According to people familiar with the plans, Bloomberg reported that six lenders that include Citigroup Incorporated (NYSE: C) and Bank of America Corporation (NYSE: BAC) will participate in a plan called Project Lifeline, which will offer a 30-day freeze on foreclosures "while loan modifications are considered" in order to help certain borrowers facing default stay in their homes.

Wednesday, February 6, 2008

Foreclosure Grants

Day after day, I sit in my office waiting for the next foreclosure victim to encourage and arm with information that can ultimately lead to a workable solution. Eventually they come, sometimes 2 or 3 victims at a time; always sobbing as they had just received a foreclosure letter from the bank. Their stories were all different but the bottom-line remained the same. Maybe they had lost their job, and fallen a few months behind on their mortgage payment .

Now they have a new job, but are just not able to bring their note current, as the mortgage company demands that they pay all the back payments at once. They are so far behind, and without those back payments, it is impossible for them to catch up. They needed a hand, someone to pull them up onto the wall, just a little help to make it over the hump in their financial life.

Refuge International, Inc is proud to create such a solution, with its “Foreclosure Rescue” membership program. Refuge, a non-profit organization, has developed this program in response to the many cries for help from the community. The program provides an organized means of help, by gathering donations from the community, far enough in advance, acting as that "helping hand" when families are in need. If you are interested in protecting your home, why not try the “sow reap plan”.

Contributors or members are awarded grants, when they need them to assist in the reinstatement of their mortgages, thereby avoiding foreclosure. Last week Chrysler Motor laid off more than 200 designers and the month before that GM laid of 1000 assembly workers. As companies continue to downsize, no one is guaranteed a job. Why not insure the protection of your largest asset?

Become a donating member of our alliance, guaranteeing that there are funds available, in case you run into a similar brick wall. After all, nobody's job is really secure. Give and it will be given back to you. Become a member today! Joining is easy, with an average donation of $17.50 a month. You may prefer to give a one time contribution, and all donations are tax deductible. For more information on “Options after Foreclosure” contact refugeinc@aol.com today.

Refuge International Inc., is a 501 (C) 3 non-profit organization and therefore all contributions are tax deductible.